Why a Trial Firm
Hearing Summary: A Warehouse Back Injury the Insurer Stopped Paying For
Released in pain. Denied a surgery. Taken to a hearing.
This is an anonymized summary of a real Missouri workers’ compensation case our firm took to a final hearing in 2022. Names are removed to protect the client’s privacy, and the parties are referred to as Employee, Employer, and Insurer, the same convention the Division uses.
The dollar figures below are the amounts our firm presented and asked the Division to award at the hearing. Every case is different; results depend on the facts.
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The Case
What Happened
In January 2017, Employee was in his early twenties and working in a large distribution warehouse, picking customer orders and loading trucks. The items he lifted ranged from a few ounces to more than 85 pounds, and over half of what he moved each day weighed 25 pounds or more.
His back was already sore from loading a truck when a tote went the wrong way on a conveyor line. He reached for it, and his back popped, with pain shooting down his legs. He reported the injury the same shift. His supervisor handed him a pamphlet of stretches, the stretches popped his back again, and he finished the eight hour shift in pain.
He was in the emergency room the next day. A lumbar MRI a week later showed a herniated disc at L5-S1. The Insurer’s authorized physician treated Employee with a steroid taper, narcotics, and epidural injections, then released him from care in June 2017, still in pain, with 60 days of narcotic refills.

On His Own
A Fusion the Insurer Never Authorized
Employee asked for more care for his back and for treatment for the depression that came with constant pain. The Insurer’s response was an offer worth less than its own doctor’s disability rating, with no justification offered. The authorized physician was never told about the request. He testified he would have seen Employee immediately.
So Employee found his own spine surgeon and underwent a lumbar fusion. The authorized physician himself testified that it was reasonable for Employee to seek that care on his own.
The Hearing
Where Cross-Examination Changed the Case
Three years after treating Employee for a work related herniated disc, the authorized physician issued a final report reversing every opinion in his own treatment records. He had reviewed nothing new except a CT scan confirming that the fusion had healed.
That report did not survive the hearing. On cross-examination, the doctor agreed that his treatment records never once mentioned a pre-existing condition, and he withdrew the new opinions. Minutes later, on re-direct, he stood by the opinions he had just withdrawn. Contradictions like that only surface when a case is actually tried.
The Ask
What the Firm Asked the Division to Award
At the close of the hearing, our firm asked the Division to hold the Employer and Insurer responsible for:
- $114,950.23 in denied medical bills, including the lumbar fusion
- $13,800 in denied temporary total disability, covering 46 weeks Employee could not work
- Permanent partial disability of 30% of the low back and 25% of the body as a whole for depression and anxiety caused by chronic pain
- Future medical care for life for Employee’s low back and mental health
- Sanctions under Section 287.560 RSMo for an unreasonable defense: 25% of all amounts awarded plus the costs of the proceeding, a request of more than $60,000
Sanctions are reserved for defenses without reasonable ground. Asking for them, and building the record to support them, is part of what taking a case to hearing means. More of the firm’s tried and settled cases are on our case results page.
A Trial Firm
Why Hearings Change What Cases Are Worth
In 2025 alone, our firm spent over $700,000 on expert witnesses. A hearing like this one runs on that record: treating physicians, medical experts, depositions, and bills proven page by page.
Our firm handled roughly 1 in 4 of recent workers’ compensation trials at the St. Louis Division of Workers’ Compensation, out of hundreds of attorneys representing Missouri workers. Insurers know which firms will actually try a case, and it changes how they negotiate.
Insurers make different decisions when they know a firm will finish the fight. That is the argument for a trial firm, and this case is what it looks like in practice.
Common Questions
Questions About Workers’ Comp Hearings
What is a final hearing in Missouri workers’ comp?
It is a trial before an administrative law judge at the Division of Workers’ Compensation. Both sides present evidence, witnesses testify and are cross-examined, and the judge issues a written award deciding the disputed issues.
What are Section 287.560 sanctions?
The Division can order a party that brings or defends a case without reasonable ground to pay the whole cost of the proceeding, including attorney fees. Here, the firm asked for sanctions because the Insurer offered less than its own doctor’s rating and disputed an injury its own doctor had diagnosed.
Can I get treatment on my own if the Insurer will not authorize it?
You can, and in this case it was the turning point, but do it with guidance. Demands for care should be made in writing first, and self-obtained treatment may be recoverable at a hearing when it flows from the work injury. Protecting an accepted claim along the way matters.
Does every case end with numbers like these?
No. These figures are what our firm requested on the facts of this one case, and they are not a prediction for any other. Every case is different; results depend on the facts.

About Attorney Hoffmann
Talk directly with Attorney James M. Hoffmann
For more than 30 years, James M. Hoffmann has represented injured Missouri workers, and only injured Missouri workers.
When you call, you talk with the attorney handling your case, not a call center and not a junior associate. Questions about insurance surveillance are exactly the kind to ask before you settle, not after.
Ask what a hearing could mean for your case
If the Insurer has stopped paying, released you in pain, or offered less than its own doctor’s rating, talk it through before you sign anything. Free consultation. No fee unless we recover compensation.