What your employer won’t tell you after a work injury in Missouri: You’re entitled to more. Learn your rights—call for a free consultation!
FREE CONSULTATION

If you’ve been injured on the job in Missouri, you may assume your employer and their insurance company will guide you through the process and ensure you receive the benefits you deserve. Unfortunately, that’s rarely the case. Many injured workers are left confused, misled, or pressured into accepting less than they are legally entitled to.
At the Law Office of James M. Hoffmann, we believe every worker deserves to know their rights—especially the ones your employer won’t tell you.
Missouri Workers’ Compensation: Know What You’re Entitled To
Missouri law requires nearly all employers to carry workers’ compensation insurance. This system is designed to protect injured workers by covering:
- Medical treatment costs
- Lost wages (Temporary Total Disability)
- Permanent disability benefits
- Vocational rehabilitation in some cases
But here’s what employers and insurance companies often don’t explain:
1. You Have the Right to Report Your Injury — Without Fear
Many workers hesitate to report injuries because they fear retaliation, job loss, or being labeled a “problem employee.” Missouri law protects you from employer retaliation when you file a workers’ compensation claim. If your employer tries to intimidate you, reduce your hours, or terminate your employment because you reported an injury, you may have a separate legal claim for retaliation.
2. You Don’t Have to Accept the Insurance Company’s First Decision
It’s common for insurance companies to deny claims, delay payments, or offer minimal settlements. Many workers think they have no choice but to accept these decisions. The truth? You have the right to challenge denied claims, dispute low settlement offers, and demand full benefits.
You can fight back against these tactics with an experienced Missouri workers’ compensation lawyer, like James M. Hoffmann.
3. You’re Entitled to ALL Necessary Medical Treatment — Not Just What They Approve
Employers (through their insurance companies) control your initial medical provider in Missouri but often try to limit care to save money. You still have the right to:
- Request additional treatment if your condition isn’t improving
- Seek a second medical opinion (at your own expense)
- Pursue compensation if untreated injuries cause long-term damage
Don’t let them convince you that minimal care is all you deserve.
4. You May Be Owed Compensation for Permanent Injuries
If your injury results in any permanent disability, even partial, you may qualify for a lump sum settlement or ongoing benefits. Employers and insurers rarely volunteer this information, hoping workers will return to work without realizing they’re leaving significant money on the table.
At the Law Office of James M. Hoffmann, we’ve secured millions for clients who didn’t know they were eligible for permanent disability compensation.
5. You Have the Right to Legal Representation — And It Costs You Nothing Upfront
One of the biggest misconceptions is that hiring a workers’ compensation attorney is too expensive. In reality, we work on a contingency fee basis, meaning you pay nothing unless we win your case. Having a lawyer levels the playing field against powerful insurance companies determined to minimize your claim.
Why Employers Don’t Tell You These Rights
It’s simple—the less you know, the less they pay. Employers and insurers prioritize their bottom line, not your recovery. They rely on confusing legal processes, paperwork traps, and misinformation to reduce payouts.
That’s why it’s critical to have someone in your corner who knows Missouri workers’ compensation law and isn’t afraid to fight aggressively for your rights.
Injured at Work in Missouri? Get the Compensation You Deserve
For over 30 years, Attorney James M. Hoffmann has helped injured workers across Missouri secure maximum compensation—even when their claims were denied or undervalued.
If you’ve suffered a workplace injury, don’t rely on your employer or their insurance company to tell you what you’re owed. Contact the Law Office of James M. Hoffmann today for a free consultation. We’ll review your case, explain your rights, and fight to get you every dollar you deserve.
FREE CONSULTATION
Let us handle the legal battle—so you can focus on healing.
30 YEARS EXPERIENCE
OVER $100 MILLION COLLECTED
ONLY WORK COMP
This is the lawyer you want to hire! Just read the reviews. It is all true. Incredible! He will get you every dollar of lost wages, get you every ounce of medical treatment, and get you the highest possible award from the Division of Workers Compensation.
These reviews are correct. This attorney is incredible. He knows workmans compensation, fights for denied treatment and wages, and gets your on the job injury rated by the best doctors. I will be using him from here on our great experience.
The Law Office of James M Hoffmann was referred to me from a previous client, that was extremely impressed, with his service and outcome.
I met with Jim Hoffmann to discuss a car accident. Three cars were involved, my car was totaled, and I was seriously injured. After meeting with Jim the very first time, I immediately felt comfortable, and knew that he would have my back, and would fight for me.
Throughout my journey, I dealt with a lot of pain and several issues that lasted for years. During this time I had to contact Jim and Jamie (Jim’s wonderful assistant) many times. Every time I sent an email with questions, I received feedback extremely quickly!
I feel Jim negotiated a great settlement for me!
The Law Office of James Hoffman will be the first place I contact if I ever need his help again!
Suzanne Charles
Compensation? Get this lawyer. Simply better than all the rest.