5 Signs of a Lowball Workers Comp Insurance Settlement Offer

If the insurance company notices that you’re frustrated and want to resolve your claim as quickly as possible, chances are they’ll take advantage and offer you a lowball settlement offer.

The workers’ compensation process can be overwhelming, and you may find yourself wanting it to end soon so you can focus on your health and wellbeing. However, if the insurance company notices that you’re frustrated and want to resolve your claim as quickly as possible, chances are they’ll take advantage and offer you a lowball settlement offer. Below are some common signs you’re being lowballed.

They Won’t Stop Blaming You

Has the insurance company been saying you are to blame for your workplace accident? This is a tactic to try to devalue your compensation and force you to accept a lowball offer. A work comp lawyer can quickly spot these dirty tactics and fight against them.

The Offer Has Left Out Some Damages

An ideal work injury settlement should cover all your incurred damages. It’s a requirement by law. The Missouri Department of insurance also insists that insurers should act in good faith and cover all the damages incurred due to a work-related injury.

It can be hard for an untrained eye to tell if all the full amount of compensation has been included in an offer. Therefore, it’s a good idea to speak with an experienced work comp attorney who can review the offer you get and ensure all your damages are covered as stipulated by the Missouri workers’ compensation policy.

They Are Downplaying the Severity of Your Injuries

After you inform the insurer about your injuries and submit supporting medical reports, they may try to downplay your pain and the level of severity. They may even say you are faking it or you had a pre-existing injury. Do not let these accusations get the best of you.

They Keep Trying to Poke Holes in Your Evidence

The insurance company is a profit-making organization, and they want to cut as much cost as possible. One way to do this is to keep dismissing any evidence you table and hope you’ll give up and accept their offer. Don’t let the insurance company play mind games with your life; seek the help of an experienced attorney.

You Are Being Rushed or Pressured to Accept an Offer

If the insurance company is trying to rush things, chances are there is something they are trying to hide. Do not be deceived. Again, speak with an experienced attorney to ensure you are not getting less than what you deserve.

Speak With an Experienced St. Louis Work Injury Lawyer Today

If you have been injured on the job, it is important to gain more than even footing with the insurance company and its team of lawyers. Speak with an experienced work injury attorney at the Law Office of James M. Hoffmann today to ensure your legal rights are being protected and that you do not end up settling for less than you deserve. We have a proven track record of protecting the rights of injured Missouri workers in and around St. Louis. Give us a call today for a free case evaluation.