Understanding Insurance – Part II

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At the Law Office of James M. Hoffmann, our St. Louis personal injury lawyers will work with you, regardless of where you are in the process. Since dealing with insurance companies can be difficult and frustrating, here is some additional information about understanding insurance. Dealing with Policy Limits Typically, the amount your insurance covers is … Read more

Understanding Insurance – Part I

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Many people who have been in a car accident will tell you that car insurance companies are difficult, at best. In a typical accident, you will have to deal with the other driver’s insurance company and his passenger’s carrier. Should that convoluted situation ever arise, here are some things you need to understand about insurance, how … Read more

Contributory and Comparative Negligence Personal Injury

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A good personal injury lawyer can help you secure not only your claim but also make the insurance company accountable for the wrongful denial. If you or anyone you know has been wrongfully denied by his or her insurance company, do not hesitate to get help. If you have ever been in a car accident and you … Read more

Ask These Questions Before Choosing an Attorney!

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There are a lot of attorneys that use misleading tactics to get you to hire them like Overstating Results, Settlement Quotas, and Lawyers “Of Counsel”. The Law Office of James M. Hoffmann does not. Are the cases results yours? Many attorneys advertise case results that were referred to other attorneys or a default judgement that allows them … Read more

Statute of Limitations 101: Applications of the Rule

The Statute of Limitations is a peculiar defense in civil and criminal cases, including personal injury law. As a general rule, it means that after a specific period of time, the law bars a plaintiff (the injured party) from filing a case against the defendant. The periods discussed below are based on the recent repeals … Read more

Understanding Vicarious Liability

Vicarious liability is a form of liability which arises from the common law principle of respondeat superior. Anybody who has tried to personally resolve an insurance claim for an auto accident against a commercial vehicle (usually a cargo truck or a delivery van) will tell you that vicarious liability is a big blanket that these … Read more

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