Workers’ Compensation and Electrical Injuries

Electricians, by the nature of their job, are exposed to great risks. These risks are not limited to electricians, as other tradespeople are at risk for electrical injuries. In construction settings, for instance, there are usually other people working next to electrical contractors. These could include plumbers and roofers. All these workers are at danger of electric shock … Read more

How Obesity May Influence a Workers’ Compensation Claim

Obesity is now considered a disability under the Americans with Disabilities Act. How does this affect workers’ compensation insurance? In April 2014, a federal district court judge in Missouri ruled that a health condition, including obesity, may indeed be a disability, clearing the way for extra liability claims for workers’ compensation. Obesity Classified As a Disability In … Read more

Top Causes for Workplace Injuries

Every year, workers are injured at their workplace in Missouri and suffer from workplace injuries. While some suffer only minor injuries that require minimal medical treatment, others suffer serious injuries that have life changing and debilitating implications. Whatever the severity of the injuries, workers compensation covers the cost of medical treatment and provides disability benefits in … Read more

Occupational Disease and the Probability Factor

Occupational diseases such as carpal tunnel syndrome are a leading cause for workman’s compensation claims in the United States. They are also the most disputed. What puts them under such scrutiny from the insurance companies is the likelihood that they developed from a factor not related to work. Unfortunately, the older the employee, the more … Read more

How Your Workers’ Compensation Benefits are Determined

While workers’ compensation is a federally mandated insurance for injured workers, some aspects of it can vary from state to state. Particularly when it comes to how much of a benefit you are entitled to. If you have been injured on the job, it is generally a good idea to speak with a workers compensation … Read more

Lump-Sum Payouts in Workers Compensation Claims

Under certain circumstances, an employer and his insurance company may offer the injured employee a one time, lump-sum payment. This is most often seen with a catastrophic injury where the plaintiff has been left with a total permanent disability. More often than not, the initial offer is substantially less than what would be paid out … Read more