Injured at work in St. Louis? Learn the steps to take, how to protect your rights, and why speaking with a workers’ comp attorney early can make a difference.
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Suffering a workplace injury can be overwhelming. Between dealing with medical treatment, lost wages, and pressure from your employer, it’s easy to feel lost. However, what you do immediately after your injury can significantly impact your workers’ compensation claim.
The most critical step? Speak with a St. Louis workers’ compensation attorney as soon as possible. The insurance company has a team of lawyers working to minimize your claim—having an experienced legal advocate on your side ensures your rights are protected.
Here are the crucial steps you should take after a workplace injury, common pitfalls to avoid, and why getting legal help early can make all the difference in your case.
Step 1: Report the Injury to Your Employer Immediately
Missouri law requires you to report your work-related injury to your employer as soon as possible. Failing to do so within 30 days could jeopardize your ability to receive workers’ compensation benefits.
What Should You Include in Your Report?
- Date, time, and location of the injury
- How the injury occurred
- Symptoms or pain you are experiencing
- Any witnesses who saw the incident
Make sure you submit this report in writing to create a paper trail.
Step 2: Seek Medical Attention Right Away
Even if your injury seems minor, don’t wait to get medical treatment. Some injuries, like concussions or internal damage, may not be immediately apparent.
Who Chooses Your Doctor?
In Missouri, your employer (or their insurance company) has the right to choose the doctor you see for your workers’ comp treatment. However, if you visit your own doctor without approval, your medical bills may not be covered.

👉 Important Tip: If the doctor your employer selects downplays your injury, consult a workers’ compensation attorney. They can help you get a second opinion from a neutral medical provider.
🔗 Related: What Injuries Qualify for Workers’ Compensation in Missouri?
Step 3: Document Everything
The more evidence you have, the stronger your claim will be. Start documenting your case from day one by collecting:
- Medical records and doctor’s notes
- Photos of your injury and the accident scene
- Witness statements
- Correspondence with your employer or their insurance company
Insurance companies look for any excuse to deny or minimize claims. Detailed documentation makes it harder for them to dispute your case.
Step 4: Avoid Speaking Directly with the Insurance Company
After your injury, the insurance company may contact you with questions or ask for a recorded statement. Be very cautious! They are not on your side—their goal is to reduce or deny your claim.
- Never admit fault or downplay your injuries
- Do not sign anything without legal advice
- Avoid discussing your case on social media
👉 Instead, let a St. Louis workers’ compensation attorney handle all communication on your behalf.

Step 5: Speak with a St. Louis Workers’ Compensation Attorney ASAP
Insurance companies have a team of lawyers working to protect their profits—you deserve someone fighting for your rights. An experienced workers’ compensation attorney can:
✅ Ensure you receive full medical treatment and benefits
✅ Negotiate with the insurance company on your behalf
✅ Challenge unfair claim denials
✅ Help you get a second medical opinion if needed
✅ Ensure your settlement is fair
Waiting too long to get legal help can put your claim at risk. The sooner you speak with an attorney, the stronger your case will be.
Common Mistakes That Can Hurt Your Claim
Many injured workers unknowingly hurt their cases by making avoidable mistakes. Here are some of the biggest pitfalls to watch out for:
❌ Delaying medical treatment – Insurance companies may argue that your injury isn’t serious.
❌ Not reporting the injury on time – Failing to notify your employer within 30 days can disqualify your claim.
❌ Posting on social media – Even innocent posts can be used against you.
❌ Trusting the insurance company – Their job is to pay you as little as possible.
Avoiding these mistakes and securing legal representation early can greatly improve your chances of receiving full benefits.
What Benefits Can You Receive Under Missouri Workers’ Comp?
Missouri workers’ compensation provides benefits for injured employees, including:
- Medical care (hospital visits, surgeries, medications, therapy)
- Lost wages (temporary total disability payments if you can’t work)
- Permanent disability compensation
- Vocational rehabilitation (if you need retraining for a new job)
Many injured workers don’t realize they’re entitled to more than what the insurance company offers. A St. Louis workers’ compensation attorney ensures you receive the workers’ compensation benefits you deserve.
Take Action Now: Contact a St. Louis Workers’ Comp Lawyer Today
If you’ve been injured at work, don’t try to navigate the workers’ compensation process alone. The insurance company has attorneys fighting to protect their profits—you need an experienced advocate on your side.
At the Law Office of James M. Hoffmann, we have over 30 years of experience helping injured workers in St. Louis and throughout Missouri. We handle everything from filing claims to appealing denials—so you can focus on your recovery.
Taking the right steps after a workplace injury can mean the difference between a successful claim and lost benefits. Reporting your injury, seeking immediate medical care, and speaking with an experienced St. Louis workers’ compensation lawyer as soon as possible will put you in the best position to receive the full benefits you deserve.
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30 YEARS EXPERIENCE
OVER $100 MILLION COLLECTED
ONLY WORK COMP
I don't like insurance companies and only represent the injured. I am not a large advertising law firm that settles cheap to meet monthly quotas. We fight hard for every client. The compensation we obtain for the injured is both federal and state tax free. We never ask our clients for a penny as all cases are handled on a contingency fee.
James Hoffmann
314 361 4300
[email protected]
FYI. There are a lot of TV ads and billboards claiming "bigger is better." That is not true. Some of those firms are from out of state and simply hired a few attorneys here in Missouri. And, always remember, quality over quantity. One good trial attorney is way better that 100 average attorneys who only settle cases to meet monthly quotas to pay the millions in advertising fees.
Law Office of James M Hoffmann LLC
Jim Hoffmann
2001 S. Hanley, suite 325
St. Louis, MO 63144
314 361 4300
[email protected]
God bless, love and hugs
Jim
Fighting for the injured.
James Hoffmann
Your Missouri car accident and workers comp lawyer
314 361 4300
[email protected]
Proud to fight for the injured.
Law Office of James M Hoffmann
2001 S. Hanley suite 325
St. Louis, MO 63144
314 361 4300
[email protected]
James Hoffmann
St. Louis, Mo work comp and car accident lawyer
314 361 4300
Law Office of James M Hoffmann
314 361 4300
[email protected]
Law Office of James M Hoffmann
2001 S. Hanley, suite 325
St. Louis, MO 63144
314 361 4300
[email protected]
Your Missouri car accident and workers compensation attorney
The LIRC in Nouraie v. MO. Baptist Medical Center et al, Injury No.: 10-111746, March 13, 2013, sanctioned the employer for refusing medical care in connection with a repetitive use claim. The Employer obtained an expert long after the wrongful denial of benefits. This did not justify the prior wrongful denial. The LIRC explained:
“In any event, whether an employer has sent a worker for a medical examination prior to denying a claim is a factor for our consideration in determining whether an employer had reasonable grounds for denying a claim.”
The LIRC in Nouraie also explained:
“The courts have instructed us we are only to award such costs “where the issue is clear and the offense egregious.” Landman v. Ice Cream Specialties, Inc., 107 S.W.3d 240, 250-251 (Mo. 2003). We think it is clear that employers have an obligation to investigate the circumstances giving rise to alleged work injuries before denying benefits. And where the worker is available to discuss the injury, we think any reasonable employer conducting an investigation designed to determine whether an injury is work-related would discuss the alleged injury with the worker. In the instant case, Ms. Bequette, as employer's agent, denied evaluation, treatment and benefits to employee without even discussing employee's alleged back condition with employee. We think employer's act of denying workers' compensation benefits to employee before even discussing the alleged injury with employee constituted an egregious offense. Based upon the forgoing, we find employer defended this claim at the outset without reasonable ground.”
Merry Christmas.
James Hoffmann, Missouri work comp and auto accident attorney
314 361 4300
[email protected]
Claimant, a full-time carpenter for Employer, developed low back pain in September of 2017 making cabinets and displays for the Employer. Claimant’s job is physically demanding. Cabinets and displays can range from 60 to 500 lbs. Claimant job duties include lifting displays weighing up to 500 hundred pounds during the assembly process. Carts, each with 100 lbs of materials, are brought to Claimant who must lift the materials from each cart and assemble same. In October 2017, Claimant’s job duties caused his low back soreness to become severe pain with numbness down his right leg. At the final hearing, the Employer/Insurer produced no evidence of non-work activities that could have caused, or did cause, Claimant’s low back pain.
When Claimant’s low back pain became severe in Oct. 2017, he sought treatment with a chiropractor, Dr. Lynch, on 10/17/20217. Claimant then, on 10/23/2017, reported to Employer a repetitive use work injury to his low back. He went sent to Concentra by the Employer but left due to delays in providing immediate treatment as he had severe pain and radiculopathy. He went immediately to an urgent care and returned to work with a light duty slip for 6 weeks for which the Employer complied.
Despite asking the Employer for additional treatment during the next few months, none was offered. He kept the Employer informed of the treatment he was receiving on his own. IN December 2017, Claimant contacted attorney James Hoffmann who instructed Claimant to hand deliver a letter to the Employer making a written demand for treatment. Claimant delivered the letter in December 2017. At the hearing, Employer presented no evidence that it disputed the contents of the letter.
Immediately after receiving the letter, the Employer contacted the Insurer which then sent medical authorizations to Claimant who signed and immediately returned same to the Insurer. The Insurer then obtained a statement from Claimant in Dec. 2017 where Claimant informed the adjuster of a repetitive use low back injury at work and need for treatment.
After 6 weeks of light duty, Employer requested another light duty slip which Claimant provided.
Claimant continued to work light duty until Feb. 15, 2018, when Employer informed Claimant there was no more light duty and sent Claimant home. In the meantime, neither the Employer nor the Insurer offered treatment. The Employer’s attorney was aware of Claimant’s treatment as he was sending copies of Claimant’s medical records to Claimant’s attorney received via the authorizations signed by Claimant.
In Feb. 2018, Claimant’s attorney obtained a medical report from Dr. Armond Levy who related lumbar disc herniations and the necessity of surgery to Claimant’s work for Employer. Several demands were sent IN Feb. 2018 to the Employer for the surgery recommended by Dr. Levy and for TTD. At the hearing, Employer presented no evidence of any response to the demands for treatment and TTD made by Claimant’s attorney in February 2018.
Claimant then underwent 2 surgeries on his own for his low back, the first being in March 2018 and the second in August 2018. During that time, no TTD or treatment was offered. When Claimant returned to work in November 2018, after recovering from the second surgery, he was informed by the Employer that he was fired.
The Employer eventually sent Claimant to a physician, Dr. Bernardi, in November 2018, who is of the opinion that a person cannot suffer a repetitive use herniated disc. It is his opinion that herniated discs can only acute, and that any degenerative changes in the low back are genetic and cannot be caused by repetitive use occupations. In other words, Employer sent Claimant to a doctor who disagrees with Missouri law which specifically recognizes and accepts repetitive use injuries. Claimant had zero chance of a favorable opinion from Dr. Bernardi
This is the lawyer you want to hire! Just read the reviews. It is all true. Incredible! He will get you every dollar of lost wages, get you every ounce of medical treatment, and get you the highest possible award from the Division of Workers Compensation.
Law Office of James M. Hoffmann
2001 S. Hanley, suite 325
St. Louis, MO 63144
314 361 4300
[email protected]
Your Missouri workers comp and car accident attorney.
James Hoffmann
314 361 4300
[email protected]
Law Office of James Hoffmann
314 361 4300
[email protected]
James Hoffmann
attorney
St. Louis workers comp and car accident lawyer
314 361 4300
[email protected]
Law Office of James Hoffmann
St. Louis personal injury and work comp lawyer.
314 361 4300
[email protected]
Law Office of James M. Hoffmann
2001 S. Hanley
St. Louis, MO 63144
314 361 4300
[email protected]
James M Hoffmann, attorney
2001 S. Hanley, suite 325
St. Louis, MO 63144
314 361 4300
[email protected]
I see this all the time with neck injuries, low back injuries, disc herniations, rotator cuff tears, meniscus tears: doctors do surgery under workmans comp and then blame ongoing pain on a made up pre-existing condition.
James Hoffmann
Your Missouri workers comp and car accident attorney
314 361 4300
[email protected]
Law Office of James M. Hoffmann
St. Louis, MO car accident and workers compensation lawyer
314 361 4300
Glad to fight for the injured worker in Missouri.
Law Office of James M. Hoffmann
St. Louis, Missouri workers comp, car accident, injury attorney.
314 361 4300
[email protected]
These reviews are correct. This attorney is incredible. He knows workmans compensation, fights for denied treatment and wages, and gets your on the job injury rated by the best doctors. I will be using him from here on our great experience.
It does not take a large law firm to fight an insurance company. It takes a good lawyer. There's a reason why injured insurance adjusters and injured insurance doctors call me to represent them. They know I fight and will not back down.
Law Office of James M. Hoffmann
St. Louis, MO workers comp and auto accident attorney
314 361 4300
[email protected]
The Law Office of James M Hoffmann was referred to me from a previous client, that was extremely impressed, with his service and outcome.
I met with Jim Hoffmann to discuss a car accident. Three cars were involved, my car was totaled, and I was seriously injured. After meeting with Jim the very first time, I immediately felt comfortable, and knew that he would have my back, and would fight for me.
Throughout my journey, I dealt with a lot of pain and several issues that lasted for years. During this time I had to contact Jim and Jamie (Jim’s wonderful assistant) many times. Every time I sent an email with questions, I received feedback extremely quickly!
I feel Jim negotiated a great settlement for me!
The Law Office of James Hoffman will be the first place I contact if I ever need his help again!
Suzanne Charles
James Hoffmann
St. Louis, MO auto accident and workers compensation lawyer
314 361 4300
Glad to fight for the injured Missouri worker and those injured on car accidents.
James Hoffmann
Missouri personal injury attorney
314 361 4300
[email protected],
Jim Hoffmann
Missouri workers compensation and car accident attorney
314 361 4300
St. Louis, MO
Compensation? Get this lawyer. Simply better than all the rest.
James Hoffmann
314 361 4300
[email protected]
James Hoffmann
Missouri workers compensation and auto accident lawyer
314 361 4300
[email protected]
Law Office of James M. Hoffmann
314 361 4300
James Hoffmann, attorney
314 361 4300
[email protected]
Gold bless
James Hoffmann, attorney
314 361 4300
Law Office of James M Hoffmann
St. louis, MO injury attorney
314 361 4300
Jim Hoffmann
St. Louis injury attorney
314 361 4300
Thanks
Law Office of James M Hoffmann
314 361 4300
Jim Hoffmann
Thank you for your confidence in my practice. Glad to help those injured in Missouri.
Jim Hoffmann