The construction industry is one of the most complicated when it comes to workers’ compensation.
This is because there are so many different individuals, companies, manufacturers, suppliers, and more involved on construction sites.
When a workplace accident happens on a construction site, the injury should usually be covered under workers’ compensation insurance. In Missouri, construction employers who have one or more employees are required to have insurance for those employees so that they are covered in the event of an accident. For employees this means that any injury should be covered, which is good news. The downside is that workers’ comp is usually your only recourse. This means that you are unable to take your employer to court to recover more funds at a later point.
In many cases this does not matter and workers’ comp will cover all of your necessary expenses. But construction accidents can be incredibly complicated because of all the potential components involved. And unfortunately, in some cases, workers’ comp does not even begin to cover the costs of care and the financial losses that you and your family experience as the result of your workplace construction accident. In these instances it is very important take a closer look at the accident to determine whether or not there were any additional parties whose actions contributed to the accident. If you and your attorney find that there are other liable parties in addition to your employer, you may be able to seek compensation from these parties as well.
Making sense of these accidents and what parties are responsible can seem like a nightmare, so you should contact a St. Louis workers’ compensation attorney as soon as possible following the accident. First of all, your attorney will make sure that you are getting the full workers’ comp benefits that you are entitled to. Then he or she will be able to closely examine the accident circumstances to determine if you have any other additional options.
Other parties that could potentially be held responsible include subcontractors, landlords, investors, insurance companies of these parties, the general contractor, or the municipality. There are even more parties who could be held responsible when it comes to faulty or defective equipment, product components, safety gear etc. The manufacturers of malfunctioning equipment or employees of another company could also have contributed to causing the accident.
St. Louis Work Comp Attorney
It may feel like untangling cases like these can be impossible, but attorneys who have experience dealing with construction accident cases and are well-versed in current Missouri workers’ compensation laws are equipped with the right tools to fight for your rights and get you the compensation you deserve. Just because situations are complicated, does not mean that compensation should be less accessible to injured construction workers.
Contact the Law Office of James M. Hoffmann as soon as possible following an accident to discuss your rights and your options in obtaining the compensation that you need in order to move on with your life.