Employer not reporting your Missouri work injury? This could delay or deny your workers’ comp benefits. Contact us today.
Getting hurt at work is stressful enough. But what happens when your employer ignores your injury, or worse, refuses to report it to the insurance company? Under Missouri law, your employer is required to report workplace injuries, and failure to do so can seriously delay or deny your benefits.
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Missouri Law: What Employers Are Legally Required to Do
In Missouri, workers’ compensation is governed by Chapter 287 of the Missouri Revised Statutes. Under these laws:
- You must report your injury to your employer within 30 days.
- Your employer is then required to report the injury to their workers’ comp insurance carrier or the Missouri Division of Workers’ Compensation.
🚨 Missouri Code 287.380 requires employers to file a written report within 30 days of gaining knowledge of the injury.
Failure to report an injury properly is not just a paperwork issue—it can delay medical treatment, wage replacement, and your eventual settlement.
Why Would an Employer Not Report an Injury?
Unfortunately, some employers try to minimize claims or avoid increased insurance premiums by not reporting injuries. Common (but illegal) reasons include:
- Fear of increased insurance rates
- Lack of proper workers’ comp coverage
- Desire to handle it “under the table”
- Claiming the injury “wasn’t work-related”
- Employer retaliation or intimidation
⚠️ Some workers are told things like, “Just use your own insurance,” or “We’ll take care of it off the books.” Don’t fall for this—it puts your health and legal rights at serious risk.
What Happens If Your Injury Isn’t Reported?
If your employer fails to report your injury:
- You may not get the medical treatment you need
- Wage loss benefits (TTD) may be delayed or denied
- The insurer may dispute whether the injury occurred at all
- You could be forced to pay out-of-pocket for treatment
And if too much time passes, your entire claim could be in jeopardy.
What You Should Do Immediately
If you’ve reported your injury but nothing is happening, take these steps ASAP:
1. Document Everything
Keep detailed records of:
- When and how you reported your injury
- Who you spoke to (supervisors, HR)
- Any texts, emails, or written communication
- Medical reports from the initial incident
2. Contact a Workers’ Compensation Attorney
If your employer is refusing to report your injury, you need someone who will. Attorney James M. Hoffmann can step in immediately, contact the insurance carrier directly, and file the claim on your behalf.
3. Report the Injury to the Missouri Division of Workers’ Compensation
You can also contact the Division directly if your employer is non-compliant: 📍 Missouri Division of Workers’ Compensation
Your Legal Rights: Can You Be Fired for Reporting an Injury?
No—it is illegal in Missouri for your employer to fire or retaliate against you for reporting a work injury. You may also have grounds for a wrongful termination or retaliation claim if they:
- Threaten your job
- Cut your hours
- Demote you
- Mistreat you after the injury
💼 James M. Hoffmann has helped injured Missouri workers recover millions, even when employers tried to silence or punish them.

Common Excuses—and Why You Shouldn’t Accept Them
Employer Says… | Here’s the Truth |
---|---|
“It’s not that serious.” | You’re still entitled to report and get treatment. |
“You didn’t follow the right procedure.” | As long as you gave notice, you’ve fulfilled your legal obligation. |
“Use your health insurance.” | That’s illegal—it must go through workers’ comp. |
“We’ll pay you out of pocket.” | This often leads to denied or underpaid claims later. |
Bottom Line: You Have Rights—and We’ll Fight for Them
If your employer doesn’t report your injury, don’t wait. Delays cost you benefits. Whether they’re acting out of ignorance or intimidation, it’s illegal—and it’s putting your recovery at risk.
With over 30 years of experience and more than $100 million recovered for Missouri workers, Attorney James M. Hoffmann knows how to hold employers accountable.
Contact the Law Office of James M. Hoffmann
Don’t let your employer stand in the way of your recovery. If your injury isn’t being reported, we’ll take immediate legal action to protect your rights.
Call (314) 361-4300 or contact us online for a free consultation today.