If a worker is injured by the negligence of another company, the injured worker may have a third-party claim.
Workplace accidents are a common occurrence in the United States. While some accidents may cause minor injuries, other accidents, such as fires and explosions can cause serious injuries and even fatalities. Some workplace accidents are caused by the negligence of a third-party. This includes accidents that are caused by a defective product and any injuries caused by a person not employed by your own company (an outside contractor).
The workers’ compensation system is designed to help injured workers and protect employers from lawsuits. An injured worker cannot sue an employer or co-worker; he or she can file a workers’ compensation claim. If the injury or illness has been caused by the negligence of someone other than the employer or co-worker, the injured worker may be able to file a personal injury claim.
What Is a Third-Party Claim?
A third-party claim is an additional claim against a party other than the employer. In these cases, the injured worker is considered the first party, the employer and the injured person’s co-workers are a second party, and anyone other than the injured worker, co-worker, or employer is a third party. Some common examples of third parties are:
- The manufacturer of a defective product, tool, or equipment used at the workplace.
- An outside contractor operating equipment at the workplace.
- Any person at the workplace not employed by the employer.
Consulting With a Missouri Workers’ Compensation Lawyer
If you have been injured due to the negligence of another party such as the ones mentioned above, you may be entitled to third-party compensation. However, it is important to bear in mind that third-party claims are confusing and it is highly advisable to get legal help right from the start. Having an experienced Missouri workers’ compensation lawyer by your side can mean the difference between receiving your rightful compensation or losing your basic rights to compensation for medical bills and lost wages.
Third-party claims involving workplace injury involve both workers’ compensation and personal injury law. It is important that the lawyer you choose to handle your claim has working knowledge of both. It is also important to contact a lawyer as soon as possible after you are injured. Call The Law Office of James M. Hoffmann at (314) 361-4300 for a free consultation.