While it may be tempting to accept a quick payout and move on, doing so without first consulting an experienced workers’ compensation attorney can cost you far more than you realize.
If you’ve been injured on the job in Missouri, chances are you’ve already been contacted by the insurance company with a settlement offer—and maybe it came faster than expected.
At the Law Office of James M. Hoffmann, we’ve seen this situation time and again: injured workers accepting a fast settlement only to discover later that it doesn’t fully cover their medical bills, lost wages, or long-term care. Here’s what you need to know before signing anything.
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Why Are Insurance Companies Quick to Settle?
Insurance companies are not on your side. Their goal is to limit payouts and close claims quickly. When they offer a fast settlement, it’s usually:
- Before your full injuries are diagnosed
- Before you’ve reached maximum medical improvement (MMI)
- Before you’ve had time to speak to a lawyer
By pushing for a quick settlement, the insurance company is trying to minimize its financial liability—not ensure your future health or financial stability.
How a Missouri Workers’ Compensation Lawyer Can Help
When you contact our office, you speak directly with Attorney James M. Hoffmann—not a case manager or junior associate. With over 30 years of experience, James has helped injured workers across Missouri secure over $100,000,000 in compensation, often far more than initial settlement offers.
We’ll help you:
✅ Evaluate whether a settlement offer is fair
✅ Ensure your medical needs are fully covered
✅ Negotiate with the insurance company
✅ Fight for maximum compensation under Missouri law
Never Sign a Settlement Without Legal Review
Missouri workers’ compensation laws are complex, and once a settlement is signed and approved by a judge, it’s nearly impossible to undo. Don’t gamble with your future.
Tip: Before you sign anything, speak with an experienced Missouri workers’ compensation attorney.
Contact Us Now for a Free Case Evaluation
Call us any time at (314) 361-4300 or contact us online. All communications are returned promptly, so you get the help you need when you need it.