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Business Trips & Working From Home: What Injuries Are Covered Under Workers’ Comp?

We can help you to pursue the benefits and compensation you deserve even if your case is complicated and your claim is denied.

Usually work injuries are fairly straightforward. While you may run into problems getting full compensation for a claim or obtaining all of the benefits you feel you are entitled to, for most injured workers, proving that an injury was work related will not be an issue. As soon as workers are injured they should report the injury to a supervisor and begin the process of filing a workers’ comp injury claim. Workers compensation can become slightly more complicated when there are circumstances surrounding the injury which are slightly out of the norm. For instance, what happens if you are injured while traveling for work or out on a business trip? What if you are injured while working from home?

The answer will be different depending on what type of travel you were doing. Simply commuting to and from work is not, under normal circumstances, considered traveling for work. So if you are injured during your commute, your injury will generally not be compensable under workers’ compensation. But some people do a lot of traveling for work, and injuries that happen while you are out on a business trip might very well be compensable. You may need to discuss the specifics of your injury with an experienced Missouri workers’ compensation attorney to learn more about what your options are and whether or not your injuries will be covered.

Traveling And Working From Home:

Travel injuries are compensable when they happen at a time during which the employee is engaged in activities for work that are in the best interests of the employer. This is also true of situations where an employee is working from home. The injury still must be work-related, rather than tripping over the family dog or burning yourself while making lunch.

States have different laws regarding workers’ compensation. Additionally, plans can be different depending on the court jurisdiction you are in. This is why it is crucial to contact a workers’ compensation attorney as soon as possible. You should not delay in finding an attorney to advocate for you, especially if your case includes circumstances which are unusual or complicate the case.


While injuries that happen while traveling are often compensable under workers’ comp, you are not entitled to benefits for injuries that happen while on your own time while you are traveling. For instance, if you are engaging in recreational activities while on a business trip, you will probably be unable to obtain benefits. But this can also mean that it is easier for an insurance company to deny your claim, saying that the injured did not happen on company time, even if it did.

Missouri Workers’ Compensation Attorney

If you have questions about your injury and making a workers’ comp claim you can contact the state Division of Workers’ Compensation or contact the Law Office of James M. Hoffmann. Our experienced legal team have been standing up for the rights of injured Missouri workers for over 20 years. We can help you to pursue the benefits and compensation you deserve even if your case is complicated and your claim is denied.


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Workers & Industry

Workers | Industry

Updated: November 11, 2019