Think you qualify for Permanent Partial Disability (PPD) in Missouri? Learn how benefits are calculated and why talking to a workers’ comp attorney can help.
Suppose you’ve been injured on the job in Missouri and are left with a lasting impairment. In that case, you may be wondering whether you qualify for Permanent Partial Disability (PPD) benefits under Missouri workers’ compensation law. PPD is designed to compensate injured workers who have sustained permanent damage but are still able to work in some capacity. Here’s what you need to know.
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What Is Permanent Partial Disability (PPD)?
PPD benefits are awarded to employees who suffer a permanent injury but can still perform some work. Unlike Temporary Total Disability (TTD), which applies when you can’t work at all for a limited time, PPD reflects a long-term or permanent condition that doesn’t prevent you from all work, but does reduce your earning capacity or physical ability.
Common examples of PPD injuries include:
- Loss of hearing or vision
- Back injuries
- Shoulder and knee injuries
- Carpal tunnel syndrome
- Loss of use or function in a limb or extremity
How Does Missouri Determine PPD Eligibility?
To qualify for PPD in Missouri, several factors are considered:
- Medical Evaluation: After you reach Maximum Medical Improvement (MMI), your treating physician or an independent medical examiner will assess your level of permanent impairment.
- Disability Rating: This is expressed as a percentage based on the extent of your impairment. For example, you may be rated as having a 15% permanent disability to your arm.
- Work Capacity: If you can return to work but not at the same level of productivity, this may support a PPD claim.
- Body Part Affected: Missouri uses a schedule of body parts that assigns a set number of weeks of compensation for each part. Your disability percentage is multiplied by that number to determine your benefit.
How Are PPD Benefits Calculated in Missouri?
The formula used to calculate PPD benefits is:
PPD = Weekly Compensation Rate × Disability Rating × Number of Weeks Assigned to the Body Part
Let’s break this down:
- Your Weekly Compensation Rate is typically two-thirds of your average weekly wage (up to a state maximum).
- The Disability Rating is the percentage assigned by your doctor.
- The Number of Weeks is based on a chart provided by Missouri law (e.g., the shoulder is worth 232 weeks).
Example:
If you have a 10% disability to your shoulder, and your comp rate is $600/week:
PPD = $600 × 10% × 232 = $13,920 in benefits
Can You Dispute the Disability Rating?
Yes. If you disagree with the rating provided by the insurance company’s doctor, you have the right to obtain a second opinion from an independent physician. An experienced workers’ compensation attorney can help coordinate this and may negotiate a higher settlement based on additional medical evidence.
Why You Shouldn’t Accept a Low PPD Settlement
Insurance companies often try to minimize payouts by assigning low disability ratings. Accepting their offer without legal advice could mean missing out on thousands of dollars in benefits.
At the Law Office of James M. Hoffmann, we’ve recovered over $100,000,000 for injured Missouri workers. We fight to ensure you receive the maximum compensation allowed by law, not just what the insurance company wants to pay.

Ready to Find Out If You Qualify for PPD in Missouri?
Don’t wait. If you’ve reached MMI and believe you’re entitled to Permanent Partial Disability, call us today or fill out our free consultation form. We’ll personally review your case and make sure your rights are protected.
Call (314) 361-4300 or contact us online to speak directly with Attorney James M. Hoffmann. We handle workers’ comp cases across St. Louis and Missouri and don’t get paid unless you win.