If you filed your work injury claim and haven’t heard back from the insurance company in a while, you may be wondering what’s going on.
If you’ve been injured while performing your job, you generally have the right to file a workers’ compensation claim. Workers’ compensation is a system put in place to take the financial burden off the employees’ shoulders if they get injured or sick because of their job. It covers the medical costs and a portion of your lost wage until you are healthy enough to get back to work.
If you filed your claim and haven’t heard back from the insurance company in a while, you may be wondering what’s going on. Here’s how you can check the status of your workers’ compensation claim.
How to Check the Status of Your Workers Compensation Claim
It’s understandable if you want to put all this ordeal behind you and get back to work as soon as possible. However, it’s important to understand that filing a workers’ compensation claim is a process that typically involves multiple parties. So, it can take time until you reach a resolution.
If you haven’t heard anything about your claim in a while, you may be tempted to ask your employer about it. However, your employer most probably doesn’t have any information about your case since the insurance company is the one dealing with your workers’ comp claim.
Before you pick up the phone and dial the insurance company’s number handling your claim, please note that insurance companies are for-profit businesses, and they will look for any opportunity to reduce or deny your claim. Even something as simple as a phone conversation during which you say that you’re feeling fine can be used to minimize your claim.
That’s why it’s best to let your St. Louis workers’ compensation attorney handle all the communication with the insurance company. So, if you haven’t heard about your claim in a while and want to check its status, you can contact your attorney for more information.
What If My Claim Was Denied
It’s not unusual for workers’ compensation claims to get denied. However, the insurance company must have strong reasons to do so, such as:
- The employer proves that your injuries were intentional
- You were under the influence of drugs or alcohol
- Your injuries were not a result of your work activities
- You lied about your workplace injuries or exaggerated them
Even if the insurance company denies your workers’ compensation claim, you still have the right to appeal their decision. Work with your lawyer to devise a strategy that will help you get the compensation you are legally entitled to.
Speak With a Work Injury Lawyer in St. Louis, MO
Many injured workers don’t get the benefits they deserve because they don’t know their rights and don’t have the knowledge and tools to fight back. Work with an experienced St. Louis workers comp lawyer and let them handle your case’s legal aspects.
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