Don’t make the mistake of thinking that getting your workers’ compensation injuries covered is an easy task.
Workers’ compensation is a type of insurance that Missouri employers are required to carry to ensure that, if one of their employees gets hurt while working, the employer has the means to cover the injuries. Many employees often make the mistake of thinking that they don’t need to hire a St. Louis workers’ compensation lawyer and they choose to handle the case on their own. However, there are times when it is imperative to have a professional in your corner to make sure that you get all that you are entitled to recover.
The Filing Process
Filling out the many forms required to receive workers’ compensation benefits can be intimidating. If you don’t do it correctly, your eligibility can be either denied or delayed, which can leave you in a bad position. If you have a St. Louis workers’ compensation attorney help you fill out the forms correctly, then you are more likely to get your claim approved and to get the compensation you are entitled to.
Fear of Retaliation
If you fear retaliation for filling out a workers compensation claim, then it is a good idea to hire an attorney. Although it is illegal for an employer to retaliate against anyone for filing a claim, there are ways that employers can make things pretty miserable or find loopholes to punish someone. If you are having a hard time with your employer and you suspect that it is related to your workers’ compensation claim, then it is a good idea to hire a lawyer to have in your corner.
The Insurance Company Requests an IME
If you get a letter from the insurance company requesting that you have an independent medical evaluation, then it is a good idea to hire a St. Louis workers’ compensation lawyer. An IME is typically used by an insurance company to prove that your injuries weren’t work-related, that they aren’t as severe as you are claiming, or that you are seeking unreasonable treatment for them. In all of those instances, you will need to have the help of a professional attorney to make sure that you are making the right moves and documenting everything correctly to fight against the insurance company’s attempts to lessen or deny your claim.
Your Claim is Denied
If you are denied workers’ compensation, then you will definitely need to hire an attorney. You can request to have your case reviewed again, but to negotiate with the insurance company and ensure that you get the compensation that you are entitled to, it is best to hire a professional who knows how insurance companies work and what your rights and responsibilities are. There is a denial process that you have to follow should you be denied coverage. An experienced St. Louis workers’ compensation attorney can help guide you through the complexity of reversing your denial.
If you are injured while on the job, don’t make the mistake of thinking that getting your workers’ compensation injuries covered is an easy thing. To make sure that you get the coverage you are entitled to, it is best to seek the help of a professional St. Louis workers’ compensation lawyer.
For more than 20 years, The Law Office of James M. Hoffmann has been helping victims of work accidents receive the compensation they need to move forward. Do not let your employer deny your benefits. Call us today at (314) 361-4300 or fill out our online case evaluation form.