Self-Insured Employers and Missouri Workers Compensation

calculating workers comp benefits

A company generally has to prove that it has the funds to pay workers compensation coverage to be allowed to self-insure. Companies in Missouri with five or more employees are generally required by law to carry insurance for workers’ compensation liability. Most employers purchase workers comp insurance through a third party and pay premiums to … Read more

How the Language Barrier Can Affect Safety at Work

language barrier at work when discussing plans

According to the US Census, around 35 million citizens over the age of 18 in this country speak a language other than English at home, some of which don’t have proficiency in English at all. Many of these individuals are part of the US workforce, either as full-time employees or as seasonal ones. Not to … Read more

Should I Speak With an Attorney After a “Minor” Work Injury?

Here’s why you may want to consider at least speaking with an experienced attorney if you’ve experienced what you consider a “minor” injury at work. Not all worker’s compensation cases will end with clashes between you, the employer, and the insurance company. Some cases can be pretty straightforward, and everyone involved moves to quickly resolve … Read more

Missouri Workers Compensation Explained: What Is “Body as a Whole?”

workers compensation body as a whole

Some legal terms you may encounter in your worker’s compensation case are self-explanatory, while others can create a lot of confusion. Confusion is bad news for injured workers who are trying to receive compensation for their work injury. One such example of a legal term that may confuse you is “man as a whole” or … Read more

What to Do If You’ve Been Exposed to Coronavirus at Work

In the context of the Coronavirus outbreak, life is no longer as we know it, in many ways. The most affected sectors are the health and economic ones. The reason why so many people develop strong feelings of anxiety because of the pandemic is often not limited to health concerns, but also their state of … Read more