How are Workers’ Compensation Benefits Calculated in Missouri?

In Missouri, Workers’ Compensation Benefits are generally calculated based on a worker’s average weekly wage and injury severity.

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Understanding how workers’ compensation benefits are calculated in Missouri is crucial for anyone who has suffered a workplace injury. The process involves several factors and formulas that determine the amount of compensation an injured worker can receive. 

Types of Workers’ Compensation Benefits in Missouri

In Missouri, workers’ compensation benefits fall into three main categories:

1. Medical Benefits: These cover all necessary medical treatments related to your workplace injury or illness, without any cost to you.
2. Disability Benefits: These are designed to compensate for lost wages due to temporary or permanent disability. Disability benefits are further classified into:
   • Temporary Total Disability (TTD)
   • Temporary Partial Disability (TPD)
   • Permanent Total Disability (PTD)
   • Permanent Partial Disability (PPD)
3. Death Benefits: Offered to the dependents of a worker who dies as a result of a work-related injury or illness.

Calculating Disability Benefits

Disability benefits are calculated based on the worker’s average weekly wage (AWW), the severity of the disability, and specific state-defined compensation rates.

• Average Weekly Wage (AWW): The AWW is generally calculated based on the gross wages (including overtime, bonuses, etc.) you earned in the 13 weeks prior to your injury, divided by 13. If you worked less than 13 weeks, the AWW is calculated based on a similar employee’s earnings in the same period.
• Temporary Total Disability (TTD): If you’re unable to work temporarily, TTD benefits are paid at 66 2/3% of your AWW, subject to state maximum limits. These benefits continue until you can return to work or reach maximum medical improvement (MMI).
• Permanent Partial Disability (PPD): For permanent injuries that don’t completely limit your ability to work, PPD benefits are calculated by considering the percentage of disability assigned to your injury, your AWW, and a multiplier specific to the body part affected, as outlined in Missouri’s workers’ compensation statutes.
• Permanent Total Disability (PTD): If you’re unable to return to any type of employment, PTD benefits are paid at the same rate as TTD for the remainder of your life.

Death Benefits

In the tragic event of a work-related death, dependents may receive benefits calculated at 66 2/3% of the deceased worker’s AWW for the year immediately preceding the fatal accident, subject to a cap. Additionally, Missouri’s workers’ compensation laws provide for funeral and burial expenses up to $5,000.00.

Speak With a St. Louis Workers Compensation Attorney

Calculating workers’ compensation benefits in Missouri involves navigating a complex set of rules and formulas. If you or a loved one are dealing with a workplace injury, it’s important to have knowledgeable support to ensure you receive the full benefits you’re entitled to.

At the Law Office of James M. Hoffmann, we are committed to guiding Missouri workers through the intricacies of workers’ compensation claims. Our team has been dedicated to advocating for the rights of injured workers for over 30 years. If you’re seeking assistance with your workers’ compensation claim, don’t hesitate to reach out. Call us today for a free consultation, and let us help you secure the benefits you deserve.