If you have been injured at work, do not assume that your employer and it’s insurance company will set an easy path to compensation for you.
If you’ve been injured on the job and have to miss work for an extended period, workers compensation can feel like a precious gift. It ensures that you have the necessary funds to cover the cost of treatment and sustain yourself until you can return to work.
However, a lot of individuals make the mistake of filing a claim without the help of a St. Louis workers compensation lawyer and aren’t able to face all the legal challenges. Getting compensation for your injuries is your right, that is correct. However, don’t assume that your employer will set an easy path for you.
Here are some tips from our expert lawyer to maximize your claim.
Report Your Injuries Immediately after the Accident
This might be obvious, but you may be surprised how many people neglect this essential step. The first thing that you need to do after a work injury (after you get first aid, of course, ) is reporting the incident to your manager. According to Missouri law, you must report the injury within 30 days after the accident took place. Keep in mind that your notice should be in writing and it must include the time, date, and place the accident occurred.
Seek Medical Aid ASAP
Not only will that prompt medical treatment reduce the time of recovery and minimize the chances of developing any complications, but it also serves as evidence when building your case. If you delay getting medical treatment, then the insurance company could argue that your injuries weren’t that severe and refuse to pay benefits or lower the amount. Likewise, make sure to follow the treatment to the letter and not give the insurance company any reason to suspend your benefits.
Be Prepared for a Private Investigation
It doesn’t take much for the insurance company to argue that your injuries aren’t as debilitating as you claim. A Facebook picture in which you are out with your friends having a drink could be more than enough to have your benefits lifted.
Insurance companies often send private investigators to check up on employees hoping to find evidence that negates your workers compensation claim. For example, if you tell your doctor that you can’t lift weights due to severe back pain, but the investigator catches you carrying groceries, that may be evidence the insurance company could use against you.
You Can Appeal the Insurance Company’s Denial
One mistake that some workers do is giving up after the insurance company denied their claim. While demotivating, denial doesn’t necessarily mean all chances are lost. With an experienced St. Louis work injury lawyer on your side, you can appeal their denial and receive the compensation you deserve. A judge will review your case and schedule a hearing to resolve the dispute.
Speak With an Attorney 24/7
Filing for workers compensation is by no means an easy process. Insurance companies are for-profit businesses and will look at every minor detail to find a reason to deny your claim. With a good St. Louis workers compensation attorney on your side, your chances of succeeding increase tremendously. Give us a call 24/7 for a FREE Case Evaluation at (314) 361-4300.