An injured employee should receive medical treatment for their injury whether or not their workers compensation claim is accepted.
If someone becomes injured or ill at the workplace, they are entitled to receive benefits under workers compensation. The employer or the insurance company will pay for the medical expenses arising out of the work-related injury. Depending on the severity of the injuries and the inability of the employee to go back to work, the worker may also receive disability benefits.
All Medical Expenses Related to the Injury
Missouri workers compensation attorneys inform us that an injured employee will receive medical benefits for the work-related injury even if they are still to file for a workers compensation claim. They will be given medical treatment for the injuries irrespective of whether or not their claim is accepted. An employee should understand that all medical expenses related to the injury, including the cost of diagnostic tests, emergency room charges, hospitalization charges, doctor visits, and other miscellaneous costs are covered by workers compensation. Employees can also claim the cost of traveling to the hospital for receiving medical treatment for the work-related injuries.
Quite often, injured workers are doubtful about whether the cost of diagnostic tests is covered under workers compensation. Diagnostic tests such as MRI, x-ray, or ultrasound that are conducted to evaluate the injury are covered under workers compensation.
The Costs of Alternative Treatments
Another common confusion is regarding the cost of alternative treatment. Everyone knows that standard treatment practices such as medication and even physiotherapy are covered by workers compensation, but are alternative treatment practices covered? Alternative treatments such as acupuncture or naturopathic treatment are not covered by workers compensation.
However, if the injured worker is willing to pay from his pocket for such treatments he can do it, and get the treatment. However, he will not be able to make a claim for this treatment. Physiotherapy, massage therapy, and chiropractic treatment may be covered under workers compensation, but there might be a restriction on the number of treatments you can receive.
Workers compensation may also cover surgery costs, if it is the only effective treatment available for the injury or illness. However, it will be approved only if other lines of treatment have been tried and have been found to be ineffective.
When the Medical Bills Will Be Paid
Many workers would like to know as to when will the medical bills be paid. According to Missouri workers compensation lawyer, the employer or the insurance company will pay the medical bills immediately, and continue to do so for the time period for which your claim is open.
To receive medical treatment for the work-related injury the worker needs to notify the injury to the employer and he can immediately start receiving medical treatment from the doctor designated by the employer’s insurance company. If at any point, the injured employee feels that he is not getting appropriate treatment or his bills are not being paid, he should immediately consult with The Law Office of James M. Hoffmann at (314) 361-4300.
Why Following the Doctor’s Orders is Vital for Your St. Louis Workers Comp Case
Once you claim workers’ compensation, you have an obligation to seek the proper medical care to make your injuries better.
If you are hurt at work, then you are likely eligible to have your medical costs and lost wages covered by workers’ compensation insurance. In the state of Missouri, any company that has employees must be insured by workers’ compensation insurance in order to cover any workers who are injured while they are engaged in their work-related activities. If you are hurt at work, regardless of whose fault it is, your medical costs and any money that you lost due to being out of work are compensated for under workers’ comp.
What are Your Obligations?
Workers’ compensation differs from personal injury in that it doesn’t matter who is at fault for the injuries. The worker can be wholly responsible for their injuries and still be entitled to gain coverage to get back to work. But that does not mean that the employee does not bear any responsibility for their injuries.
Once you claim workers’ compensation, you have an obligation to seek the proper medical care to make your injuries better and to document not only how they happened, but the extent of your injuries. The insurance company will want proof that the injury was sustained while engaged in work-related activity, how long your injury will take to heal, and also that you were injured in the first place. The only way to prove those facts is to seek medical attention immediately when you have been hurt.
Responsibility to Mitigate Your Injuries
If you are eligible for workers’ compensation benefits and are receiving them, then you do have an obligation to mitigate those injuries. This means that you have to make every effort to make your injuries better. In the same respect, you have a responsibility not to make them any worse. So if you skip an appointment, don’t follow your doctor’s orders, or refuse treatment that will ameliorate your injuries, then you may be giving the workers’ compensation insurance company cause to either stop your payments or to deny your claim.
What if Surgery is Recommended?
Although surgery can come with risks, if surgery is recommended and it will help to make your injury better and return you to the full capacity you had before you were injured, then the insurance company might be able to insist that you have surgery or deny you coverage going forward. Since workers’ compensation is based around the notion that it is there to help a worker heal and get back to work, having a treatment that would aid the worker to return them to full capacity may be required.
If You Don’t Want to Have Surgery
If you are worried about surgery and there is a chance that it might not make you better, then you have to decide for yourself what it best. If you are fearful that the surgery might make things worse or the success rate is not very good, then it is important to hire a St. Louis workers’ compensation attorney to plead your case if your benefits should be withheld due to failure to mitigate your injuries. They can help you with an appeal if you are denied coverage.
Have you been injured in an accident?
Call (314) 361-4300.
Free Missouri Workers’ Compensation Consultation!
Workers Compensation Benefits Calculator
Workers Compensation Death Benefits
Workers Compensation Survivor Benefits
Workers Compensation and Social Security Retirement Benefits
Workers Compensation and Unemployment Benefits
Workers Compensation Disability Benefits
Workers Compensation and Total Disability Benefits
Workers Compensation Temporary Disability Benefits
Workers Compensation Partial Disability Benefits
Workers Compensation Permanent Partial Disability
Workers Compensation Return to Work Restrictions
Workers Comp Light Duty Work
Does Workmans Comp Pay for Lost Wages?
Workers Compensation Medical Benefits
Workers Compensation Medical Expenses
Workers Compensation Future Medical Care
Workers Compensation Assistance
Workers Compensation and Medicare
Workers Compensation Percentage of Salary
Workers Compensation Vocational Rehabilitation
Missouri Workers Compensation Statute of Limitation
How to File a Workers Compensation Claim
When to File a St. Louis Worker Compensation Claim
Workers Compensation Issues
Workers Compensation First Report of Injury
Workers Compensation Third Party Liability
Mistakes Employees Make in Workmans Comp Claims
Workers Compensation Doctor
Workers Comp Doctor Second Opinion
Workers Compensation Evaluation
Workers Compensation Medical Expenses
Workers Compensation Insurance
Workers Compensation Fraud
Workmans Comp Ghost Policy
Workers Compensation Uninsured Employer
Workers Compensation Proving Employment
Vicarious Liability Workers Compensation
Bad Faith Workers Compensation
What if I Lie During a Workers Compensation Audit?
Workers Compensation Equal Exposure
Workers Compensation Exclusive Remedy
Workers Compensation Hearing Questions
Waiting on Work Comp
Returning to Work After Workers Comp